Mortgage rates drop in wake of bank failures

• Longer-term uncertainty is expected to keep the cost of buying a home unaffordable for many • Wall Street Journal: First Republic Bank talking to JPMorgan and Morgan Stanley about a lifeline • European Central Bank hikes rates half a point • Credit Suisse's $54 billion lifeline calms panic • KFILE: Ron DeSantis blames SVB's diversity initiatives and federal regulators for crisis